IFA stands for 'Independent Financial Advisor' and describes an individual or firm who can give advice on and arrange regulated financial products such as investments, pensions and savings.

In order to satisfy the FSA's requirements for authorisation an IFA must have the appropriate professional qualifications, extensive practical experience, adequate indemnity insurance and be considered ' fit and proper' for the role.

In practice, an IFA's principle function is to provide expert and impartial advice on all of the products and services available in the financial market place. Above all, they must be independent of any product provider or lender and his recommendations must always be the most suitable for any particular client's circumstances.

Who Needs One?

Any individual or corporate body considering making important decisions about their Financial Planning should consult an Independent Financial Advisor for informed and independent advice.

There may be a fee for financial advice. The exact amount will depend on your circumstances but we estimate it will be £250(Approximately).